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Financing by Wallick and Volk

Financing the American Dream At Wallick & Volk, weve been gaining the trust of our clients for over four generations, and in today's world of home financing, we know that trust is more important than ever. We dedicate our attention to creation and assimilation of the finest, fastest most user-friendly tools and techniques and limit employment to only the best in the business who share our vision and passion. At a Glance Our processing, underwriting, and closing platform is fast and efficient. Processing and closing are done in the branch and underwriting turn times are never, ever more than 48 hours, and normally less than 24 hours. We are privately held and have a solid financial statement. We are not subject to stock market swings, speculation and rumors. We have historically been FHA, VA, and USDA experts and have worked with these agencies for over 50 years. We are NOT new to these programs and agencies. This is how Wallick & Volk has survived and thrived through 76 years of the best and worst financial cycles in our countrys history. Nikki Groff, Vice President & Sr. Loan Officer Nikki Groff is truly passionate about her profession, and the result is that nearly 100% of her teams business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in the Northern Arizona region. Her mission is to guide her clients through the entire home loan process, so that they feel confident as they make choices about their options available for her clients financing strategy. With many years and a wide range of experience in the mortgage industry, Nikki and her dedicated team stand ready to assist you each step of the way.And you can rest assured that you are entrusting your home financing with those who rank amongst the most highly qualified and ethical in the lending industry, as both Nikki and Mandi have achieved the elite CMPS certification. We understand that it's not just a house, it's your home. Your home is one of the largest financial commitments that you will make in your life, and many people view that as meaning just another monthly payment. We can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans you envision for your future.
Nikki Groff and Wallick and Volk would like to introduce our Giving Back program. GivingBack is a non-profit program that is designed to assist our community heroes with their home buying process, through education and step-by-step qualification assistance. GivingBack works with an elite affiliate network to ensure that our heroes get the best possible service and products in a convenient all-in-one program. GivingBack provides us the opportunity to give to those that do so much for our community everyday.

In a hurry? Call 928-556-0600 to apply over the phone

Free Loan Pre-Qualification

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Why Get Pre-Qualified?

  1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
  2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
  3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.